Traditional banks love to charge fees while offering minuscule interest rates and terrible customer service. T-Mobile MONEY is a clever way to appeal to 81 million T-Mobile customers with a 4% interest rate on balances up to $3,000, compared to a 0.06% industry average. Amazingly, it just takes 10 minutes to sign up for a checking account, if you’re a T-Mobile customer, and your debit card shows up in days, both records for the slow-as-molasses banking industry. The website and mobile app experience is unparalleled too. Glad someone is giving the banks a run for their grubby money.
Website: T-Mobile MONEY
Features: 4% interest; no account fees; 55,000 no-fee ATMs.